TOKEN

2023

Co-founding a payment app for legally compliant cannabis transactions

Our team worked from ideation to MVP within 10 weeks, and eventually demo-ed and pitched our product to an audience of investors and fellow founders in December 2023.

Problem

How can we facilitate cashless payments for cannabis in an intuitive and friendly way?

Outcome

We designed (end-to-end) and built a prototype in 10 weeks.

Role

Founding designer

Timeline

10 weeks

Team

1 PM, 2 engineers, legal consultation

1 PM, 2 engineers, legal consult

CONTEXT

Merchants want to offer cashless payment, but have limited choice

Storing so much cash comes at great peril...[one employee] was beaten and robbed of about $9,000.

CALMATTERS

For companies generating that much money, this is a caveman approach to finance

WALL STREET JOURNAL

One producer...had to carry $120,000 in a bag and drive six hours to pay a supplier instead of taking a flight

AL JAZEERA

Cash is a huge risk for cannabis merchants

However, there are tech and legal complications for cashless options

We observed the checkout process, interviewed merchants, surveyed customers, and studied online forums to get a better feel for what the issues were.

There are a lot of [POS] systems that we cycle through, but they're all complicated and our staff must constantly be trained to use them.

LARGE CHAIN DISPENSARY OWNER

We ran into the same wall trying to set up payments for cannabis-related sales - PayPal, Stripe, Square all shut us down pretty quick.

SMALL DISPENSARY OWNER

They had a few main pain points

Taking cash is risky and difficult to manage for merchants

Existing hardware solutions are convoluted (like point of sale)

Large financial firms won't work with cannabis

UNDERSTANDING THE SPACE

Grasping the complexity: business needs, tech constraints, and legal requirements

The technology that is the cornerstone of our product is called ACH

ACH, or Automated Clearing House technology is a network used to process transactions enabling direct debits and payments.

FIG 2.1

BREAKING DOWN AUTOMATED CLEARING HOUSE TECHNOLOGY

Since we were on a tight deadline, we had to prioritize key flows for the MVP

As soon as we had our target audience (merchants), I could prepare for the flow we wanted to demo to investors.

FIG 2.2

KEY FLOWS AND WIREFRAMES

ITERATING

Evolution of Token through the payment flow

I wanted the experience to be as close to the POS in-store process as possible

I envisioned the flow as an interaction between dual platform interfaces. Then, I used iterative prototyping to simulate what the real world experience would feel like.

FIG 3.1

THE FLOW (SWIPE FOR A SNAPSHOT OF MY FIGMA WORKSPACE)

I went through 3 major iterations of the app as a whole, seen in this payment process

The first two iterations were done in 2024, but the 3rd iteration was done in 2025.

The initial iterations didn’t consider inventory integration which meant amount had to be manually inputted.

FIG 3.2

THE FINAL FLOW (SWIPE FOR ITERATIONS)

The final iteration best targeted the original problem

Prioritizing the tablet breakpoint related closely to what merchants and staff were used to

This simulated the traditional POS experience without all the clunky hardware

As a familiar process for customers, it was very user friendly and efficient

Learn more about the Token design process!

SNAPSHOT

Token's Brandc

Creating an iconic visual identity and design system

SNAPSHOT

Using AI for Token

Leveraging AI to design a customer risk detection flow

SOLUTION

Token

FIG 4.1

CREATE ORDER VIEW

FIG 4.2

PAYMENT PROCESS ON MERCHANT SIDE (SWIPE TO SEE CUSTOMER SIDE)

FIG 4.3

REVIEW/EDIT ORDER ON MERCHANT SIDE (SWIPE TO SEE CUSTOMER SIDE)

FIG 4.4

DASHBOARD AND TRANSACTIONS TAB

REFLECTIONS

Moving flexibly and shipping fast

I learned a lot from this experience

Researching, ideating, and going from wireframes to shipped designs within six weeks was no mean feat. I had to be extremely adaptable and fight to prioritize good design within the process.

Growth mindset

Halfway through the process, we realized we needed to pivot. That’s why keeping an open mind was key.

Meticulous Files

To stay aligned and ship quick, I made detailed specs & component libraries, relying on auto-layout.

Storytelling

We had to share our vision with dispensary owners, lawyers, and other founders in a compelling way.

When our PM fell sick, I ended up delivering the pitch to investors!

2026 | MADE POSSIBLE BY FRANTIC TEXTS TO FRIENDS, 3AM TINKERING, AND HORIZON CHOCOLATE MILK

2026 | MADE POSSIBLE BY FRANTIC TEXTS TO FRIENDS, 3AM TINKERING, AND HORIZON CHOCOLATE MILK